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7 Types of Disasters and How Your Business Can Stay Protected


Disasters

Disasters come in many forms and can affect entire cities or even countries. These events remind us of how easily life can change and show us the importance of being prepared. It is important for a business to understand the different types of disasters so that it can help prevent them and respond better when they do happen.


The stakes for small and medium-sized businesses can be high, and they may never recover from a significant disaster event. Ninety-seven natural disasters occurred in 2021 in the United States, each inflicting over a billion dollars in damages.


In this post we will break down some of the major types of disasters and explore why knowing about them can make all the difference. So, let us get started.


1. Hurricanes


Hurricanes not only cause widespread physical damage to buildings and infrastructure but also result in long operational downtimes. Many small businesses find it challenging to weather extended closures and financial losses. Preparation for hurricane season is essential, especially in high-risk areas. Consider the following steps to secure your business:


  • Store records and important documents in the cloud to minimize risks of data loss.

  • Conduct a thorough risk assessment to identify and prioritize vulnerabilities.

  • Evaluate different cloud options (public, private, or hybrid) based on your needs.

  • Download a hurricane preparedness checklist to ensure all preventive measures are covered.


2. Tornadoes


In 2022, tornadoes caused around US$ 708 million worth of damage in the United States. This was an increase of more than 200 per cent on the previous year.


Businesses in areas that are prone to tornadoes are especially at risk. The effects on their operations can be serious without a disaster recovery plan. If your business is in a tornado-risk area then you can follow some proactive steps to prepare.


Is your business prepared for the unexpected? Check out how disaster recovery consulting services from BCG can safeguard your future!


If your business is in a tornado-risk area, here are proactive steps you can take:


  • Implement cloud backup solutions and Disaster Recovery plan as a Service (DRaaS) for data protection.

  • Establish a comprehensive disaster recovery plan tailored to your specific needs.

  • Consider tornado insurance to help cover rebuilding costs.

  • Stay updated on severe weather alerts to act swiftly if needed.


3. Wildfires


Wildfires are becoming a bigger threat, especially in dry and warm places where the risk of fire is high. Millions of acres have burned in recent years and that has impacted both communities and businesses. You can take some important steps to help your business stay strong during the wildfire season.


  • Develop a wildfire emergency plan specific to your facility’s needs.

  • Regularly back up critical data to cloud storage as an extra layer of security.

  • Keep data backups in secure, offsite locations to protect them from localized fire hazards.


4. Floods


Flooding can happen for many reasons such as hurricanes, heavy rains, and rising river levels. Many businesses are not ready for flooding, and this makes them vulnerable to expensive damages. Instead of waiting for a flood to happen, you can take these proactive steps to protect your business with the help of Business Contingency Group.


  • Identify your flood risk by determining your location’s flood zone and creating a flood response plan.

  • Invest in flood-proofing strategies to protect your physical premises.

  • Maintain offsite backups and consider cloud storage options to ensure data safety.

  • Secure flood insurance coverage to help recover damages and reduce out-of-pocket expenses.

  • Educate employees on flood response protocols to ensure readiness across the team.


5. Cyberattacks


Not all disasters are natural; cyber threats have emerged as a substantial risk for businesses. The impact of cyberattacks—whether through ransomware, phishing schemes, or other malicious tactics—can be devastating, with global cybercrime costs expected to reach $6 trillion. Staying informed about cyber threats and taking these precautions can make all the difference:


  • Ransomware: These attacks lock up a file of the company and demand payment for their release. Ransomware can severely disrupt operations and cause financial losses. Preventative solutions such as regular backups are essential.


  • Phishing: Phishing attacks typically trick users into clicking on harmful links or downloading compromised files. Educating employees on recognizing suspicious emails is an effective countermeasure.


  • Distributed Denial-of-Service (DDoS): This attack floods a network or server, making it inaccessible to users. DDoS protection services can help mitigate these risks.


  • Malvertising: By embedding malware in online ads, cybercriminals can easily deceive users. Using ad-blocking software and limiting exposure to unfamiliar websites can reduce the risk of malvertising.


6. Power Outages


Power disruptions can happen because of storms, accidents, or too much demand on the power grid. These disruptions can stop business processes and may damage equipment. It is important to plan for power loss so that you can keep working and protect sensitive devices. Here are some precautions you can take.


  • Invest in an uninterruptible power supply (UPS) to keep critical systems running during short outages.

  • Consider a backup generator to power your business during extended outages.

  • Regularly back up your data to avoid data loss from unexpected shutdowns.


7. Pandemic Events


The recent global pandemic highlighted the risks of pandemics and other public health crises. It also revealed the need for preparedness on a massive scale. This for businesses means not only preparing for operational shifts but also taking steps to protect employees’ health and safety:


  • Develop a remote work strategy to ensure business continuity if in-person work is disrupted.

  • Implement health and safety protocols for workplace hygiene and social distancing.

  • Invest in cloud solutions to support remote collaboration and secure data access.


Pandemic Events

Final Thoughts


While disasters vary in nature and impact, each presents serious risks to business continuity. You can protect your data, minimize downtime, and preserve your resilience of your business by proactively planning for these events.


Protecting your business may require an investment in time and resources, but this allows you to ensure that you are prepared for whatever challenges lie ahead. We at Business Contingency Group help businesses with solutions for all types of business risks. Learn about our proven disaster recovery strategies from the trusted disaster planning consultant.

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